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    Did you know you can have access to a Security Cash Advance without having a bank account?

    Switch to PAYTOO Wallet™ and you are pre-approved to receive up to $500, regardless of bad credit, no credit or no bank account. Guaranteed!**

    As low as $0.99 per day*

    As easy as 1,2,3!

1 Sign up for your PayToo Wallet™ and get your PayToo Direct Deposit account set up, it's FREE!.

2 Now you have up to $500 approved. Send us the Payroll form signed by your employer to get the cash.

3 Congratulations! Funds are in your wallet and your prepaid card is on its way

Don’t wait! Sign Up NOW!

 Free Payroll Deposit

Set up your Direct Deposit TODAY. Say Good Bye to traditional bank charges and high check-cashing fees.

 Bill Payments

Skip the long lines and forget the stamps. Pay your bills anytime and when you want with PayToo.

 Virtual Credit Cards

Just seconds to create your virtual credit card for the amount you need. Cool for online shopping or college kids

 Mobile Gift Cards

Create instant Gift Cards and Shop your favorite Brands online or from your Mobile or send them to anyone.

 Top Up Cell Phones

Now you can recharge Cell phones from 250 Operators in over 85 countries with the push of a button.

 Refer Your Friends

Spread the word and refer friends and family, and make money with PayToo. Get the best from your Mobile Wallet