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  • Meet Paytoo
    Paytoo App
  • It’s more than just a Wallet!

    Easier, faster and not as costly as a bank account

    It's time to switch to PayToo Wallet

    Now available on your smartphone:

    Apple Store   Google Play
  • What is a Mobile Wallet?
    Mo•bile Wal•let
    [moh-buh l wol-it]
    No bank account, no problem.
    A virtual wallet that allows you to securely store and spend your money
    whenever, however and wherever you need without having a bank account.
  • What can I do with my
    Mobile Wallet?
    • Share funds with anyone for FREE
    • Top-Up friends and family Prepaid Cellphones
    • Directly Deposit your Paycheck into your Wallet*
    • Create Instant Virtual Prepaid Cards
    • Purchase your favorite brands with an instant Gift Card
    • Pay Bills Instantly*
    • And More!

    *Only Available in US

  • Where Can I Use my Mobile Wallet?

Now available on Apple Store and Google Play

Free Payroll Deposit

Set up your Direct Deposit TODAY. Say Goodbye to traditional bank charges and high check-cashing fees.

Sign Up Now!

Bill Payments

Skip the long lines and forget the stamps. Pay your bills anytime from anywhere with PayToo.

Sign Up Now!

Virtual Prepaid Cards

Just seconds to create your virtual Prepaid card for the amount you need. Cool for online shopping or college kids.

Sign Up Now!

Mobile Gift Cards

Create instant Gift Cards and Shop for your favorite Brands online, from your Mobile. You can Text them as a gift to anyone.

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Top Up Cell Phones

Now you can recharge Cell phones from 250 Operators in over 85 countries with the push of a button.

Sign Up Now!

Become an Affiliate

Be part of our success, and promote PayToo services to your network and generate income!.

Learn More Here!